Top 5 PayPal Alternatives: Expert Tools for Every Occasion

August 6, 2017 By Jamie L. No comments yet If you’re looking for a way to accept money online, you might have considered using PayPal, a widely used payment processing tool for businesses, nonprofits, and individuals. Upon closer inspection, however, you’ll find that PayPal doesn’t offer all the features that you need to effectively collect money...

August 6, 2017 By Jamie L. No comments yet

If you’re looking for a way to accept money online, you might have considered using PayPal, a widely used payment processing tool for businesses, nonprofits, and individuals. Upon closer inspection, however, you’ll find that PayPal doesn’t offer all the features that you need to effectively collect money online. 

Whether you’re considering PayPal or already using their tool, you should be aware that there are better options that offer more customization, ease of use, and integrations.

That’s why we’ve created this list of alternatives to PayPal for every situation:

Best PayPal Alternative For
  • Businesses
  • Nonprofits
  • Nonprofits
  • Personal Use
  • Personal Use

Let’s jump right into the first PayPal alternative!

@Pay is the best PayPal alternative for businesses.

1. @Pay — Best PayPal Alternative for Businesses

What does @Pay offer?

At @Pay, our main objective is to help businesses (and nonprofits!) develop simple online forms to pay bills, purchase items, or even make a donation.

Learn more about the awesome features that make this PayPal alternative great for businesses. Some of the many features at @Pay include:

  • Mobile-optimized e-commerce pages
  • Customizable forms that fit your brand
  • Instant pay buttons for billing and retail
  • Secure payment processing

It only takes just a few steps to complete a transaction, thanks to our passwordless process. When someone wants to make a purchase or pay a bill, all they have to do is click the instant pay button. Patrons will be directed to an email with the bill or item amount. Once they hit send their purchase is confirmed!

@Pay is an alternative for PayPal with instant buy buttons to make online transactions simple.

First-time users will have to enter their payment information, which will be saved into the @Pay system. Any future purchases can be made with a simple click of a button, saving patrons from the hassle of remembering another password.

Why did @Pay make our list?

We may be a little biased, but @Pay’s forms provide businesses with a plethora of customization capabilities that you won’t find on PayPal. For instance, businesses can design an e-commerce page to match their brand and add unique fields that are specific to their needs. 

Branded forms look more professional and establish trust, making patrons feel confident about using your site. Plus, @Pay’s buying process is quick and simple, which can reduce shopping cart abandonment rates.

How much does @Pay cost?

Best of all, @Pay is free to use for businesses. The basic plan for pay bill and e-commerce won’t cost a cent for the first 50,000 transactions. Afterwards, your business will be charged 1¢ per transaction.

Get Started With @Pay Today!

Learn more about @Pay's mobile-friendly options on the website.


Fundly is top PayPal alternative that's suited for nonprofits.

2. Fundly — PayPal Alternative for Nonprofits

What does Fundly offer?

Fundly is a leading crowdfunding platform for nonprofits (and individuals). Using their crowdfunding platform, nonprofits can build a fully customized fundraising page with their logo and brand’s colors.

Fundly has excellent crowdfunding features that make their platform a great PayPal alternative. The features that organizations can expect from Fundly’s platform include:

  • Crowdfunding updates
  • Space to upload images and videos
  • Social sharing buttons
  • Incentives and giving levels

Fundly also offers an advanced version of their platform called Fundly Pro. Organizations will have access to even more features like the ability to create peer-top-peer fundraising campaigns.

Why did Fundly make our list?

Fundly is a PayPal alternative that focuses on helping donors raise money through social sharing. As such, they’re fundraising pages provide supporters with plenty of opportunities to spread the word on their social media accounts. Just look at this crowdfunding example for Leland Harbor:

Fundly's crowdfunding pages make it easy for supporters to share your cause.

Additionally, nonprofits can include perks for specific donation amounts—a feature not available with PayPal. These incentives can be the push many supporters need to contribute.

How much does Fundly cost?

Setting up a crowdfunding campaign is free! Organizations will only pay a platform free and 2.9% + 30¢ per transaction payment processing fee once they start receiving funds.

Start a Fundly Campaign Today!


Qgiv is a great alternative to PayPal that's specifically made for nonprofits.

3. Qgiv — PayPal Alternative for Nonprofits

What does Qgiv offer?

Organizations that are looking for a user-friendly PayPal alternative should consider using Qgiv. This software has the features you need to raise money and create a branded donation form. For organizations that don’t have a tech team, Qgiv has the solution for you. With their donation builder, you can simply drag and drop the elements you want to include.

Qgiv has a ton of features that are ideal for organizations, making it a great PayPal alternative for nonprofits.

Qgiv also has a plethora of nonprofit specific features like: 

  • Peer-to-peer fundraising
  • Recurring gifts
  • Mobile giving
  • Integrated Facebook donation forms

With so many features, you’re bound to have exactly what you need to raise money effectively.

Why did Qgiv make our list?

Created specifically for nonprofits, religious organizations, and schools, Qgiv is an alternative to PayPal that understands online transactions aren’t the same as donations. That’s why they’ve created plenty of fundraising features just for nonprofits like recurring gifts and suggested donation buttons.

Here is an example of what a donation form from Qgiv looks like.

Plus, they have an excellent support team that can assist with any challenges you might face. That way, you can focus on what’s most important: raising money and building better donor relationships.

How much does Qgiv cost?

Organizations can create unlimited donation and event registration forms with the basic package for free with the exception of a 3.95% +30¢ per transaction payment processing fee. For extra features like the peer-to-peer platform or Facebook donations, premium plans start at $49 per month.

Start Using Qgiv!


Venmo is a great PayPal alternative for individuals.

4. Venmo — PayPal Alternative for Personal Use

What does Venmo offer?

Individuals can use this PayPal alternative to send and receive money on their phones. Individuals can use Venmo to:

  • Send and receive money
  • Make purchases through mobile apps
  • Transfer money to their banks

Anyone that wants to use the service, must download the application on their phones and create an account. Venmo offers a more enjoyable experience when sending money to individuals because every user has a feed that shows their friends’ transactions.

Why did Venmo make our list?

Venmo is a social experience; users can comment of their friend’s transactions. Plus, sending money is simple. It only takes a couple of steps to the complete the process.

Moreover, individuals can use the tool to make purchases at partnering businesses, making it easy for them to keep all the online transactions in one place.

The Venmo app allows users to see their friends transactions for a social experience.

How much does Venmo cost?

Venmo is completely free to use. Individuals can send money for free using their Venmo balance, bank accounts, and debit cards.

Get Started With Venmo!


Google Wallet is a alternative to PayPal that works great for individual users.

5. Google Wallet — PayPal Alternative for Personal Use

What Does Google Wallet Offer?

With Google Wallet, individuals can send and request money as well as keep track of shared expenses. Users can send money by phone or email to anyone with a Google email account; recipients don’t need to have the app. 

Individuals can use Google Wallet to send money to anyone with Gmail account. Some of the features you can expect from Google Wallet include:

  • Request payments from friends and family
  • Data encryption and fraud protection
  • Direct deposits to your bank account

The money that’s sent through Google Wallet can be directly deposited into your bank account so there’s no need to transfer money between applications.

Why did Google Wallet make our list?

The process is simple and easy to use. With over a billion active email accounts, you’ll be able to send to and receive money from practically anyone.

Learn more about the features available on the Google Wallet website.

How much does Google Wallet cost?

Users can send and receive money with Google Wallet for free; they just need to have a Gmail account.

Get Started With Google Wallet!


As you can see there are plenty of options for businesses, nonprofits, and individuals looking for different features than what PayPal offers. Hopefully, you’ve found the right PayPal alternative for your situation!

For more information, check out these amazing additional resources:

  1. A Comprehensive Guide to PayPal Alternatives: If you’re interested in learning more about the challenges that nonprofits face when using PayPal as well as solutions that other online donation tools offer, keep reading.
  2. Free Nonprofit Software: If your organization is looking for low-cost fundraising tools, check out our list of top free nonprofit software.
  3. Mobile Giving Guide: Mobile giving is a growing trend for organizations because they offer donors a convenient and quick option. Learn the ins and outs of accepting donations via mobile devices.
Learn more about @Pay, a PayPal alternative with a ton of awesome features!

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Source: www.atpay.com